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 Loan Officers wanted in NJ,PA,DE,MD,VA View next topic
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Flash in the pan

Joined: 07 Jan 2009
Posts: 95
Location: Atlanta, GA

Loan Officers wanted in NJ,PA,DE,MD,VA
PostPosted: Wed Apr 20, 2011 12:11 am Reply with quoteBack to top

Full eagle FDIC Brick and Mortar bank with Mortgage division looking for talented Lo's and area managers.

*Lend nationwide with no licensing requirements using their top tier one level pricing.
*Excellent tiered commission structure starting at 80 basis points per file going up to 125bps plus bonuses. That's double what Wells retail lo's are getting (43-69max bps)
*Area manager opportunities-earn overrides on loan officers you bring to the bank. You won't have to close your own loans with a few good loan officers on your team.
*Branch programs also available.
*95% of loans are banked in house with no ysp disclosure.
*Secondary lenders include Wells, BofA, Chase, BB&t, PHH, GMAC, SunTrust, Investors Savings Bank, ING, Bank of the Internet, Provident, and many more.
*Same day underwriting in most cases, max 24 hours.
*All products available to you- FHA, Va, Conv, Jumbo, Usda, 203k, and Reverse Mortgages
*They have a nice portfolio jumbo product up to 2 mil that they service and pays better than other jumbos.
*Broker relationships for FHA low ficos-most banks don't allow loan officers to bank and broker FHA loans-they are ok with it.
*You can also broker stated and no income loans.
*Recently added home equity loans to avoid MIP and to avoid jumbo rates keeping the loans within conforming limits.
*Everything is web based and paperless so you are able to work anywhere just as if you were in the office.
*Offer after the sale marketing free of charge for all closed loans for up to 3 years. They send all closed clients 8 marketing pieces each year in the LO name to help them retain and attract clients.
*Second to none support staff that are truly committed to closing loans which they pride themselves on.
*Their U/W fee is only $495-most lenders are $795 and up.
*Encompass LOS
*Full benefits with Aetna and 401k
*Monthly and yearly sales contest and trips, they give away something every month with an average value of around $1,000.00 and yearly trips for LO or Sales Managers who achieve 20 million in sales and the all expenses trip is valued at around 10k.
*They are not a wholly owned subsidiary of a bank like some fed charters, in which those loan officers will have to get licensed by July 18th. They are a direct division of a FDIC bank so there will be no licensing required.

0-$499,999 80BPS
$500,000-$749,999 90BPS
$750,000-$1,249,999 105BPS
$1,250,000-$1,999,999 112.50BPS
>$2,000,000 125BPS

Glenn Radford
MOrtgage Division Manager
Onyx Staffing
gradfrd at onyxstaffing dot com
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