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VAmortgagegirl
Dud?


Joined: 10 Feb 2012
Posts: 3
Location: Richmond, VA

Allowable Lender paid fees for Streamline Refi's
PostPosted: Thu Jul 12, 2012 5:50 pm Reply with quoteBack to top

I'm hoping someone here can help. I'm looking for a specific quideline that details allowable closing costs for streamlines. Wells Fargo charges pro-rated MIP, recording fees and a fax fee in the payoff. My UW are telling me that the fees cannot be included in the loan amount (even tho they are included in the payoff) and cannot be paid by a lender credit.
There are lenders here in VA advertizing that they will pay the funding fee (which is done with a lender credit) but my uw says it can't be done if there is an FHA refund.
Can anyone give me some guidance here!!!
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