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 No 4506 transcripts from IRS, show stopper for homeloan? View next topic
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mengg
Dud?


Joined: 29 Jul 2010
Posts: 1

No 4506 transcripts from IRS, show stopper for homeloan?
PostPosted: Thu Jul 29, 2010 8:33 am Reply with quoteBack to top

Dumbfounded when I learned that:
(1) IRS hasn't processed my 2009 tax retrun yet -and-
(2) The mortgage underwitter I'm working with said she can't move forward "If the tax returns are not showing up on the 4506 but he has in fact filed his returns".

Spent a day dealing with IRS and was told to wait it out (understand now why some people hate IRS so much that they're willing to go extreme).

Any mortgage lender out there who don't require tax return transcript to close?

* Of course I have 2008 transcript and proof IRS received my 2009 return.
* 417K loan amount / 564K house sale price/ Enough cash for the gap
* No debt
* perfect credit score (810)
* Primary residence home @ Wake county, NC
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I_Like_2Mortgage
Dyn-o-mite!


Joined: 25 Feb 2009
Posts: 276
Location: Tenney, MN

Re: No 4506 transcripts from IRS, show stopper for homeloan?
PostPosted: Fri Sep 24, 2010 2:50 pm Reply with quoteBack to top

If Salary - We can do it - but we're not licensed in your State. Shop around. Plenty of people will help.
If Self Employed - wait it out.

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My friends call me Sid. You can call me Mr. Vicious.
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