Justice is coming at you--should have happen along time ago-
Remember your internal appraisal reviews that alway seemed to put your 1st mortgages at 75% ltv--sweet spot in secondary--the mila mini would come and cover the extra cash needed. When the trend was to inflate the appraisal--you discovered deflating was also profitable--true visionary! That is fraud too---justice is coming and all that money is going back to the people you took it from.
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