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Topic: MetLife Retail closed in So. Jersey
retailorig

Replies: 8
Views: 16069

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Jan 11, 2012 7:32 pm   Subject: Re: MetLife Retail closed in So. Jersey
So do they go on the imploded list? What will they do with the servicing?
Topic: MetLife Retail closed in So. Jersey
retailorig

Replies: 8
Views: 16069

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Jan 11, 2012 1:56 am   Subject: Re: MetLife Retail closed in So. Jersey
I heard that they are closing down too. I worked for them for about 1 year when they first bought First Horizon. It was the worst company I ever worked for.
Topic: Compensation question mortgage bankers
retailorig

Replies: 3
Views: 7393

PostForum: Mortgage Lender Implode-O-Meter   Posted: Thu Aug 18, 2011 4:03 am   Subject: Compensation question mortgage bankers
My company allows each loan officer to pick a compensation level that we must make on each loan. They allow a change of comp plan each month.

I have heard several small mortgage bankers allowing ...
Topic: NMLS Continuing Education
retailorig

Replies: 7
Views: 32749

PostForum: Mortgage Lender Implode-O-Meter   Posted: Thu Aug 04, 2011 3:43 pm   Subject: Re: NMLS Continuing Education
I did the proschools courses. They had a discount if you paid prior to June 30. The worst part is that you need to spend a set amount of time on each course. Even if you finish the course early and ...
Topic: IRS 4506T for Income earned in US Virgion Islands?
retailorig

Replies: 2
Views: 6612

PostForum: Mortgage Lender Implode-O-Meter   Posted: Mon Jun 20, 2011 6:01 pm   Subject: IRS 4506T for Income earned in US Virgion Islands?
Anyone run accross this issue? The IRS is not the tax authority for the USVI. Lender wants a 4506T that shows the income earned while the borrower lived in the Virgin Islands. Does anyone know if t ...
Topic: Is it legal?
retailorig

Replies: 20
Views: 29913

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Jun 14, 2011 9:24 pm   Subject: Re: Is it legal?
We got a call back from HUD and they explained that if the realtor was going to buy a lunch for the open house and the loan officer paid for it it would be illegal. If the realtor had no plan to buy ...
Topic: Is it legal?
retailorig

Replies: 20
Views: 29913

PostForum: Mortgage Lender Implode-O-Meter   Posted: Mon Jun 06, 2011 12:02 am   Subject: Is it legal?
I recall from the NMLS prelicense education that a lender can't provide or buy things like lunch or inducements to get referrals from realtors.

Each week I am seeing on the realtors broker open hou ...
Topic: forced to have an impound account
retailorig

Replies: 21
Views: 19235

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Feb 15, 2011 6:18 pm   Subject: Re: forced to have an impound account
I filed a complaint with the OCC. Received a letter from Chase that they are sorry to hear of my concerns at the someone in the executive department will be contacting me.

One of the issues that c ...
Topic: forced to have an impound account
retailorig

Replies: 21
Views: 19235

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Jan 11, 2011 11:57 pm   Subject: Re: forced to have an impound account
I was denied because they said I did not submit all the paper work. I sent the requested items over and over again and they would somehow say they did not receive them. I eventually found out that t ...
Topic: forced to have an impound account
retailorig

Replies: 21
Views: 19235

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Jan 11, 2011 10:48 pm   Subject: forced to have an impound account
I have a mortgage that is about 5 years old. 75% LTV when I took it out. With values dropping I could not refi and because the loan is an ARM I requested a mod to a fixed rate loan.

My original l ...
 

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