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Topic: AFMSI / Joe Cuttone / Ripping off the consumer
cobalt360

Replies: 1
Views: 20430

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Feb 13, 2018 3:49 am   Subject: Re: AFMSI / Joe Cuttone / Ripping off the consumer
from michelle in Detroit:
this is from the consumer fraud report:

I paid this company $1200 to get me a motivation on my loan. It's been almost a year and no results. I had to file bankruptcy to s ...
Topic: Brain Damaged in this Insane Industry
cobalt360

Replies: 12
Views: 11081

PostForum: Mortgage Lender Implode-O-Meter   Posted: Thu Nov 18, 2010 5:17 pm   Subject: Re: Brain Damaged in this Insane Industry
Lol ! It's plan B for me.
Topic: The wonderful "Pick your Pay Loans"
cobalt360

Replies: 25
Views: 13481

PostForum: Mortgage Lender Implode-O-Meter   Posted: Thu Sep 09, 2010 5:15 pm   Subject: Re: The wonderful "Pick your Pay Loans"
Did you know?

Option ARMs Come Back into Center Stage: 350,000 Active Option ARMs with over 200,000 in California. 78 Percent of Option ARMs have yet to hit Recast Dates.

Did you know?

One o ...
Topic: So what is it like out there?
cobalt360

Replies: 39
Views: 18323

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Aug 31, 2010 9:04 pm   Subject: Re: So what is it like out there?
For me, it's not the %'s - it's the pain of getting approvable deals to the closing table.


This was a big part of why I left the biz after 17 years. I sincerely applaud those of you that have pre ...
Topic: getting a job issues/ we are being blackballed
cobalt360

Replies: 2270
Views: 874440

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Jul 28, 2010 2:27 pm   Subject: Re: getting a job issues/ we are being blackballed
I have more education, certificates, licenses, etc, over the past three years than I care to even think about.

My friends tease me that I could cover a whole wall with all of my new licenses.

Al ...
Topic: MUST BE EMPLOYED TO APPLY FOR A NEW JOB
cobalt360

Replies: 15
Views: 10419

PostForum: General Discussion   Posted: Fri Jun 04, 2010 9:34 pm   Subject: Re: MUST BE EMPLOYED TO APPLY FOR A NEW JOB
my boss won't hire unemployed people.
Topic: Occupation Loan Originator
cobalt360

Replies: 85
Views: 33543

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Feb 10, 2010 2:17 am   Subject: Re: Occupation Loan Originator
I made money in 2008. I guess I am the exception. I haven't had a sub 6 figure income in over 10 yrs. Not a single one of my friends has either. Interesting.

This is my point. I laid off 20 people ...
Topic: "The Sky is Falling"-Chicken Little
cobalt360

Replies: 16
Views: 9968

PostForum: Mortgage Lender Implode-O-Meter   Posted: Mon Jan 18, 2010 2:46 pm   Subject: Re: "The Sky is Falling"-Chicken Little
very well said. wish I would have bailed while I still had large reserves. You know what they say about hindsight.

I have many friends that have not changed their lifestyle and are tapping in to e ...
Topic: Career Changes? What else Can We do?
cobalt360

Replies: 130
Views: 72543

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Dec 16, 2009 4:50 am   Subject: Re: Career Changes? What else Can We do?
Took a year to make a decision as to direction. Burned my boats, but not my rolodex. I am OUT. I am using nearly 30 years of "money biz" to create a difference one family at a time...like ...
Topic: getting a job issues/ we are being blackballed
cobalt360

Replies: 2270
Views: 874440

PostForum: Mortgage Lender Implode-O-Meter   Posted: Mon Dec 14, 2009 8:39 pm   Subject: Re: getting a job issues/ we are being blackballed
[quote="FIXMYLOAN"]Congrats, Cobalt - see you at the races.[/quote

Thanks Fix ! And yes absolutely - see you at the races.
 

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