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Topic: Flat Fee Proposal
Snets

Replies: 11
Views: 44340

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Aug 07, 2012 12:48 pm   Subject: Re: Flat Fee Proposal
but they didn't do it - they have a flat percentage not a flat fee
Topic: Flat Fee Proposal
Snets

Replies: 11
Views: 44340

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Jun 27, 2012 7:44 pm   Subject: Re: Flat Fee Proposal
all good points
Topic: Flat Fee Proposal
Snets

Replies: 11
Views: 44340

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Jun 27, 2012 5:21 pm   Subject: Re: Flat Fee Proposal
Steve - your last line -However, if the Big Banks want it then all bets are off and it will Flat Fees for all...We'll see - is the most germane - they want to pay their LO's less and they want to elim ...
Topic: Harp 2
Snets

Replies: 15
Views: 56024

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue May 29, 2012 3:13 pm   Subject: Re: Harp 2
I suppose because there are different contracts for different sellers - but I'm just guessing and my point was to repeat what I was told - I really have no idea how the pricing works
Topic: Freedom Mortgage Wholesale...Suck or Swamped
Snets

Replies: 13
Views: 60227

PostForum: Mortgage Lender Implode-O-Meter   Posted: Fri Apr 20, 2012 6:13 pm   Subject: Re: Freedom Mortgage Wholesale...Suck or Swamped
Last month - I had a title company change the closing date of a file that had been sent to the lender already for docs - no contacting me - no worry about if my rate lock might expire or whatever - he ...
Topic: Freedom Mortgage Wholesale...Suck or Swamped
Snets

Replies: 13
Views: 60227

PostForum: Mortgage Lender Implode-O-Meter   Posted: Fri Apr 13, 2012 11:41 am   Subject: Re: Freedom Mortgage Wholesale...Suck or Swamped
Steve - we use them a lot down here in Florida - I have a good and very helpful AE - they have their quirks like all of them but overall - I give them solid marks.
Topic: Harp 2
Snets

Replies: 15
Views: 56024

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Mar 14, 2012 6:48 pm   Subject: Re: Harp 2
They basically intimated that they had no one to sell it to - so they had to sell direct to Fannie and apparently that is less profitable than going through an intermediary.
Topic: Harp 2
Snets

Replies: 15
Views: 56024

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Mar 14, 2012 6:22 pm   Subject: Re: Harp 2
The way it will work with the lender I use is say 150% or higher 760 credit score - the rate will be 3/8's higher - if you have a 740 credit score - you will be maxed at 150% and and the rate will hav ...
Topic: Harp 2
Snets

Replies: 15
Views: 56024

PostForum: Mortgage Lender Implode-O-Meter   Posted: Wed Mar 14, 2012 9:38 am   Subject: Re: Harp 2
They have to have credit scores and I think there will be appraisals no matter what the popular conception is. The eFanniemae says that there will be no conception if the "Enterprises" deem ...
Topic: Harp 2
Snets

Replies: 15
Views: 56024

PostForum: Mortgage Lender Implode-O-Meter   Posted: Tue Mar 13, 2012 9:27 pm   Subject: Re: Harp 2
Just had the conference call with UWM about Harp 2 - you may be right - even though it has been widely publicized that NO appraisal will be required - they seem to think that some will - also, it is n ...
 

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